Whether buying, selling or remortgaging, TDP Solicitors are here to help and provide you with the right advice and assistance relevant to your circumstances.
To speak to a solicitor please give us a call on 0151 242 5111. We can offer you advice on anything from applying for a mortgage to providing assistance over your residential property needs.
Applying for a Mortgage
Whether you’re applying for your first mortgage, or you’re a seasoned professional, it can be a daunting prospect to apply for a Mortgage. It is one of the biggest financial commitments that you can make, which is why it’s advisable to speak to a mortgage broker. Here at TDP, we can offer mortgage services for you in order to ease the mortgage process.
When considering lenders, you should take into account what they’re looking for before they lend. Some will take your salary (x4) into account, whilst others will compare your income compared with your outcome. Your credit score will also be checked. You can check your own credit score for free online over a variety of different websites.
What is a Help to Buy Scheme
Help to Buy is a scheme brought in by the government to help buyers achieve the home they wish to buy. The scheme is only for those who wish to buy a new build under £600 000 and was originally set up in order to encourage the construction of new houses.
If you can afford a 5% deposit on a house, then you will usually pass the criteria needed to apply for a help to buy scheme. However, if you are applying for a help to buy mortgage, then you will need to read the small print. Our solicitors here at TDP can help with any of the small print – just give us a call today on 0151 242 5111.
How can I Remortgage my Home?
Remortgaging your home means that you shift your mortgage from one lender to another. This is done in order to get yourself a better deal on repayments. Remortgaging makes sense if you’re looking to save money, and can be done easily. We can facilitate a remortgage for you and offer you key advice. Call us today on 0151 242 5111. and someone will be able to assist you further.